Have you checked into the current Home Mortgage Rates with your lender today?
Looks like 4.5 % are available for 30 year fixed if you buy one point.
4.78 % if you don't want to pay for a point.
Fixed Interest Rate under 5% sounds good doesn't it?
Of course,
have to ask for all other cost/charges that we have to pay with a re-fi before you jump.
Time to see assess our own positions while the interest rates are lower than when? Been a long time.
GOOD LUCK!!!
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